The accounted by risk

Example of calculating vehicle insurance premiums

The accounted by risk of motor vehicle insurance policy cover by alliance risk, law responsibility, and additional risk.
Alliance risk
The alliance risk in guarantying at the same time by insurance policy cover:
(1) The burning generated by thunder, fire, or bad intention.
(2) Resulted from by damage of accident, that is collision, detonation, slipped, collision, inversed, etc or resulted from by the bad intention of others (accept the people including family or put hand to the insured) that happened in land.
(3) Theft or loss of equipments of motor vehicle standard or theft as a whole, including preceded theft, fiber, followed by force or hardness threat with a purpose to facilitate theft.
Special for the motor vehicle of wheel of two or three, the concerned is theft of vehicle as a whole.
(4) The damage resulted be like at term (2) that happened during on board ferry or appliance crossing of reserved for opening of road; street traffic
(5) Expense of expense to take care of and draw or transport the damage motor vehicle (cannot operate again) to workshop is closest or workshop appointed by underwriter, for example with maximal 0, 5% from responsibility price

Responsibility of law
The Responsibility of law to third party, which is other party (third party) unprofitable which because of forceps motor vehicle insured in an accident, loss of that third party accounted by the policy with maximal equal to the responsibility price written in policy.
Determinable responsibility price is matching with the one which desired by the insured, but limited by maximal and minimum responsibility price of responsibility of law
Risk additional
Apart from the law responsibility and alliance is fundamental risk which accounted by the policy, by additional payee [of] premium can be closed the insurance of additional risks as follows:
(1) Riot risk with addition percentage of premium of responsibility price.
(2) Responsibility punish to passenger (is not responsibility to third party is such as mentioned of), maximal responsibility price of responsibility of law to the passenger determined by underwriter. And so do the level of percentage of additional premium of responsibility of law to passenger

You pay much more and much less because you do not have access to the relevant information. Car insurance is one of them. The insurance company you chose cost you several hundred dollars compared to what you should pay for. Such statements can easily be considered wrong. However, I advise you to read this piece to check if I'm right ...

It is based on the risk that insurers can insure you. These companies have a number of factors that are normally taken into account when calculating your offer. That is, each of us thinks differently of each of these factors. And that is the purpose of your savings or your loss.



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